Timeline: Workers’ Comp Claims in Colorado
After a work injury, workers’ who have been hurt rightfully have many questions. While clients often ask things such as “what workers’ comp benefits am I able to get?” and “will workers’ comp cover my medical bills?,” one question comes up in every situation: how long until I get my workers’ comp benefits?
After a work injury, workers’ who have been hurt rightfully have many questions. While clients often ask things such as “what workers’ comp benefits am I able to get?” and “will workers’ comp cover my medical bills?,” one question comes up in every situation: how long until I get my workers’ comp benefits?
To understand the answer to that question, we’ve put together a general timeline of the workers’ comp process. This is just an overview of the timing involved, and you should be sure to check in with an experienced workers’ comp lawyer to make sure you’re complying with all applicable timelines if you’ve been injured. If you miss a deadline for any step, you could hurt your ability to have your medical bills paid and get other workers’ comp benefits.
Four Days: Reporting The Injury To Employer
From the time of the injury, the worker has four days to give his or her employer written notice of the injury.
10 Days: Reporting The Injury To Insurer
Employers have 10 days to notify their insurance company about the injury.
20 Days: Insurer Makes Initial Decision
The Insurer has 20 days to make an initial determination about whether it will deny the claim or provide benefits.
30 Days: Worker Disputes Issues
Within this timeframe, injured workers are able to dispute the Final Admission of Liability, if they disagree with any of its contents.
45 Days: Injured Worker Requests Expedited Hearing
When a claim is denied and it should not have been, workers may request an expedited hearing by filing the appropriate paperwork within 45 days of the Notice of Consent being mailed.
Six Months: Insurer Requests Claim Closure
Six months after an injured worker contests an admission of liability, the insurer can ask that the claim be closed if the worker hasn’t attempted to claim more benefits.
When A Fatal Injury Is Involved
If a fatal work injury occurs, there is a change to the timeline. In that case, the employer is required to report the fatality to the Division of Workers’ Compensation immediately.
Questions About Timing?
If you have any questions about the workers’ comp timeline in Colorado, or if you would like guidance throughout any stage of the process, contact us to set up a free meeting with one of our attorneys.
