Denver Workers’ Compensation Attorney
Employers must carry workers’ compensation insurance in order to provide benefits for their employees if they are injured on the job. Most people believe that receiving workers’ comp benefits is a relatively straightforward process after a workplace injury. Unfortunately, this is not always the case. Insurance companies have a lot of power. They also have a lot of money, and they do not like to part with it.
Facts About Workers Compensation
You do not have to be injured at work in order to qualify for workers compensation. As long as the injury you have was caused due to job-related factors, it is covered under your employer’s workers compensation insurance plan. For example, a worker would be covered if they were injured during work travel or while they were out of the office running work related errands.
Workers compensation typically covers all injuries that are caused while working, but there are certain exceptions. If an employee is under the influence of alcohol or drugs when they are injured, they are not able to apply for worker’s compensation coverage. Further, if injuries are due to a fight in the workplace or are self-inflicted, workers compensation will not provide coverage. If the injury happened due to an employee violating company policies, workers compensation will not provide coverage.
Workers compensation may provide coverage for long-term medical issues or illnesses. Employees may receive workers compensation for injuries that were caused due to long term overuse. Injuries that may occur due to long-term overuse include chronic back problems and stress fractures. Further, individuals may receive compensation for diseases or medical conditions that are the result of their work, including digestive problems caused by stress, lung disease, and heart conditions.
Not all employees are covered by workers compensation. It is the employer’s responsibility to provide worker’s compensation coverage if they have a certain number of employees. The type of work employees engage in also can affect whether or not they are covered by workers compensation. In addition, the type of business being run may also affect employee worker compensation coverage. In general, domestic employees (e.g., nannies, maids, etc.), seasonal workers, and farm workers don’t qualify for workers compensation coverage.
We Know What To Expect From The Insurance Companies
At Alverson + O’Brien, we have firsthand knowledge of the variety of tactics that insurance companies use to deny and underpay legitimate workers’ compensation claims. Prior to representing claimants, we defended insurance companies involved in workers’ compensation cases. Now dedicated to helping injured people, we put this knowledge and experience to work for our clients daily.
We offer the following information for potential clients throughout Denver, CO, including Aurora, Lakewood, Thornton & Arvada who have suffered injuries at work:
- Workplace injuries
- Workers’ compensation benefits and rights
- Denied workers’ compensation claims
- Workers’ compensation FAQs
- Workers Comp and Injuries From Pre-existing Conditions
- Are All Workplace Injuries Covered by Colorado Workers Comp?
- What happens to my job?
- Why won’t the insurance company respond?
- What happens if the insurance company denies a surgery?
Whether you were injured in a car accident while driving for work, you are a temporary worker, you hurt your neck or back, slipped and fell, were injured at a construction site or you suffered any other type of workplace injury, you are entitled to workers’ compensation benefits, including medical and rehabilitation costs, and lost wages and compensation if your injuries cause permanent disability.
Representing Construction Workers, Nurses, White Collar Employees And Other Workers
At Alverson + O’Brien, we will be your advocates throughout the workers’ compensation claim process. We regularly represent construction workers, health care workers, including nurses, white collar employees and workers in many other industries throughout the Denver area.
Don’t Wait To Call A Lawyer
When an employee is injured at work, the employer and the insurance company are familiar with the process and the rules. The only person who doesn’t know what’s going on is the injured worker who also stands to lose the most during the process. Don’t wait to call an experienced Denver workers’ compensation attorney. If your claim gets denied, your options may be limited. There are strict deadlines and procedures that must be followed in order to obtain workers’ compensation benefits.
You may need to attend several workers’ compensation hearings. It is very important to have a lawyer at these hearings. More importantly, it is critical to hire an attorney with substantial courtroom experience. Our attorneys include a former prosecutor a former insurance defense attorney.
Additionally, if you are not satisfied with your doctor, you only have 90 days to request a new doctor or you will have to stay with your original doctor.
Our Denver Workers Compensation Attorneys Can Help You
Let us help alleviate your burdens and avoid the many problems and setbacks that can arise in workers’ compensation cases. Call 303-993-8882 or contact us online to arrange a free initial consultation. We are located in Denver, but we service Aurora, Lakewood, Thornton, Arvada, Westminster, Centennial, Commerce City, Littleton, Wheat Ridge, Englewood, Fort Collins, Loveland, Denver County, Arapahoe County and across the Front Range.